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Contact Kim Sessions

If you have any questions or need more detailed information, please feel free to contact me via phone at 904-537-8380 or fill out the form to let us know how we can help with your real estate needs.

Office Location Keller Williams Atlantic Partners
4116 Third St S
Jacksonville Beach, FL 32250
Office Phone: (904) 333-9469
Cell Phone: (904) 537-8380

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Real Estate Blog

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Follow My Move Through My Blog!

Thursday, September 4th, 2014 at 1:40am. 1847 Views, 0 Comments.

I have been wanting to blog for about a year and thought there was no better way to start than now.  As a realtor, we tell all of our sellers what to do to get their home ready to put on the market to maximize their dollars and sell as quick as possible.  I am putting myself to the test!!!  I will be putting my own personal house on the market and I will be following the rules to a “T” to see if it does make a difference.

Before getting my home ready, I called a very experienced appraiser at the beach, Jim Daylor, to appraise my home.  The reason for the appraisal beforehand is my home is a little unique in the fact that the lot is bigger than the others and there have not been many that have sold in the past couple of years and wanted a

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What you need to know about cancellation of mortgage debt, check it out.

Thursday, March 15th, 2012 at 9:52am. 4796 Views, 0 Comments.

http://rismedia.com/2012-03-11/what-you-need-to-know-about-cancellation-of-mortgage-debt/

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Housing Crisis to End in 2012 as Banks Loosen Credit Standards

Thursday, March 15th, 2012 at 9:36am. 1713 Views, 0 Comments.

Capital Economics expects the housing crisis to end this year, according to a report released Tuesday. One of the reasons: loosening credit.

The analytics firm notes the average credit score required to attain a mortgage loan is 700. While this is higher than scores required prior to the crisis, it is constant with requirements one year ago.

Additionally, a Fed Senior Loan Officer Survey found credit requirements in the fourth quarter were consistent with the past three quarters.

However, other market indicators point not just to a stabilization of mortgage lending standards, but also a loosening of credit availability.

Banks are now lending amounts up to 3.5 times borrower earnings. This is up from a low during the crisis of 3.2 times

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Jacksonville Housing Market could be improving.

Tuesday, January 10th, 2012 at 4:09pm. 738 Views, 0 Comments.

According to NAHB, Jacksonville, FL is considered to be one of 76 cities with an Improving Housing Market.  The research is based on employment growth from the Bureau of Labor Statistics, house price appreciation from Freddie Mac, and single-family housing permit growth from the U.S. Census Bureau.  For more information on this article, follow the link attached.  http://www.nahb.org/news_details.aspx?newsID=14478

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Improving Your Profit by Using a Residential Property Management Company.

Thursday, July 14th, 2011 at 10:38am. 1488 Views, 0 Comments.

If you own several homes in the Jacksonville, FL area, travel often for business or pleasure, or have recently decided to move away from the Jacksonville, FL, you will soon realize the challenges and responsibilities that come with ownership. To ensure proper maintenance and care for your home in your absence, you’ll need a residential property management professional to assist you (http://www.sessionsrealty.com/Rental-Property-Management.php). Sessions Realty offers full service property management in Jacksonville, FL, including helping you find tenants, either short term or long term, to occupy your property when you cannot.
Need a tenant in a pinch? It isn’t as easy as it seems to find a decent occupant, especially if you’re renting out your…

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10 Reasons to Buy a Home in 2011

Tuesday, May 3rd, 2011 at 1:25pm. 944 Views, 0 Comments.

 The real estate market may not be back just yet, but that doesn’t mean great buys aren’t available right now in your area.  You should really take advantage of homes that are on distressed properties in this market.  Houses that are on a short-sale or are foreclosed will typically make for the best prices.1)      Purchasing a home is far more economical than renting.  2)      Greater variety from which to choose: single-family homes, condominiums, town homes, new construction, and existing homes.3)      Mortgage interest rates are still low4)      Opportunity to buy a home today for yesterday’s price5)      Updated programs from the Federal Housing Administration that help make buying a home more secure and

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10 Reasons to Buy a Home in 2011

Tuesday, May 3rd, 2011 at 1:25pm. 1051 Views, 0 Comments.

 The real estate market may not be back just yet, but that doesn’t mean great buys aren’t available right now in your area.  You should really take advantage of homes that are on distressed properties in this market.  Houses that are on a short-sale or are foreclosed will typically make for the best prices.1)      Purchasing a home is far more economical than renting.  2)      Greater variety from which to choose: single-family homes, condominiums, town homes, new construction, and existing homes.3)      Mortgage interest rates are still low4)      Opportunity to buy a home today for yesterday’s price5)      Updated programs from the Federal Housing Administration that help make buying a home more secure and

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5 Myths for Home Buyers

Tuesday, May 3rd, 2011 at 1:23pm. 940 Views, 0 Comments.

5 Myths for Home BuyersIt is most definitely a buyer’s market at there, but that doesn’t necessary mean it’s any easier to find a house.  Here are some very popular myths for home buyers:1)       The listing information is always correct.  WRONG.  When it comes to listings, don’t always take the information on the house as being on-target.  Sometimes listing agents don’t bother to check out facts they receive from the sellers and the wrong data is posted.  Always verify!2)      We will find the PERFECT house.  Not always.  Buyers may try to focus on something that’s wrong with a house rather than all of it’s good points.  Don’t expect to get everything on your wish list and zero in on the items that the most important to…

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Is your home properly insured??

Tuesday, May 3rd, 2011 at 1:21pm. 742 Views, 0 Comments.

Protecting one’s home is extremely important especially with Hurricane Season rapidly approaching.  It is a good time to protect yourself from potential losses should a storm damage your home.  First make sure you have a policy and determine if you are adequately covered and if your policy is up to date.  Property and Home Insurance typically covers all general damage to a structure.  Property Insurance also pays for certain contents and a Homeowners policy usually covers up to 50% of personal property inside the home.  Renter’s Insurance usually covers close to full value of personal property in within the home.   Condo Association Insurance covers shared structures such as roofs or the pool within the complex, but nothing inside the unit.…

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The Basics on Home Warranties.

Monday, March 14th, 2011 at 9:12pm. 784 Views, 0 Comments.

HOME WARRANTIES:The idea of a home warranty can be attractive to homeowners or buyers considering a home purchase.  These warranties usually cover all major systems in a home & needed repairs if appliances break.  Sometimes sellers offer home warranties to lure buyers, but not all are the same and homeowners need to weigh the costs and allowances to ensure they are getting the best deal.  If a home warranty is offered to you make sure you check the facts. First know which products will be covered under a standard policy and what items can be added under a more complex policy for a home owners individual needs.  For example most pools, hot tubs, irrigation systems are not covered under a standard policy but can be added to the basic home warranty plan…

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